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Thursday, September 21, 2023

The Federal Open Market Committee (FOMC) has recently issued a statement regarding the current state of the U.S. economy and its future monetary policy decisions. 9i Capital Group LLC, a registered investment advisor, has closely...

Wednesday, September 13, 2023

In August 2023, the Consumer Price Index for All Urban Consumers (CPI-U) in the United States increased by 0.6 percent, following a 0.2 percent increase in July. Over the past year, the overall price index rose by 3.7 percent without...

Friday, September 1, 2023

The U.S. Bureau of Labor Statistics has released its latest report on employment in the country for August 2023. This report provides insights into the state of the job market, including changes in nonfarm payroll employment, the...

Thursday, August 17, 2023

The Humble Dollar Blog: A Beacon for Retirement Planning Jonathan Clements, the brain behind The Humble Dollar blog, has been instrumental in guiding many towards a secure retirement. Our conversation began with an exploration of the...

Friday, August 4, 2023

"US job market in July: Nonfarm payrolls up by 187K, steady 3.5% unemployment. Health care & finance thrive, pro services face challenges. Avg. hourly earnings rise 0.4%. Details in our review. "

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Wednesday, August 2, 2023

"Article delves into US debt downgrade aftermath: higher borrowing costs, market turbulence, global confidence impact, & geopolitical consequences. Insights on history, market reactions, and proactive measures for a resilient future."

Monday, June 26, 2023

Interest rates are continually rising, and the prices of homes have risen over the past years.  This is giving rise to some significant advantages for those who are homeowners because rising home values begat higher equity values....

Friday, June 2, 2023

The latest report from the U.S. Bureau of Labor Statistics reveals that total nonfarm payroll employment increased by 339,000 in May, while the unemployment rate rose by 0.3 percentage points to 3.7 percent. The sectors that...

Friday, May 26, 2023

IT’S BEEN CALLED the stealth IRA. We’re talking here about health savings accounts, which offer a triple tax play. First, contributions are tax-deductible. Second, the accounts grow tax-deferred. Third, if the money is used...

Friday, May 5, 2023

The U.S. Bureau of Labor Statistics reported on May 5th, 2023, that the total nonfarm payroll employment increased by 253,000 in April, indicating a slower gain than the previous six months' average. The unemployment rate remained...

Tuesday, May 2, 2023

If you're a homeowner, you may have recently received a blue letter in the mail - the 2023 property value notice from your appraisal district. Unfortunately, many of us have seen a sharp increase in our taxes due to rising real estate...

Tuesday, April 25, 2023

Economic growth is continuing to slow while inflation remains stubbornly high.  This cocktail of economic morass is beginning to take its toll on the financial industry as we see banks feeling the brunt of rapidly rising rates...

Thursday, April 20, 2023

Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...

Wednesday, April 12, 2023

The consumer price index rose .1% in March on a seasonal adjusted basis after increasing .4% in February according to the US Bureau of Labor Statistics.  This is a sign of good news as lower month over month numbers, pretend a...

Friday, April 7, 2023

Total nonfarm payroll employment rose by 236,000 in March, and the unemployment rate changed little at 3.5 percent, the U.S. Bureau of Labor Statistics reported today. Employment continued to trend up in leisure and hospitality,...

Wednesday, April 5, 2023

In our podcast Talking Volatility and Inflation with Nancy Davis CIO of Quadratic Capital Management , founder Nancy Davis of Quadratic Capital Management discussed the impact of interest rate volatility, rising rates,...

Friday, March 10, 2023

The Bureau of Labor Statistics just announced the February jobs data.  As we all know, the information is critical to the Feds direction in regard to interest rates and economic activity.  So what did we learn...

Thursday, March 2, 2023

Rising rates are impacting the overall economy and many are now seeing the decline in their savings and access to capital. With yields now over 4%, how does that impact markets moving forward, and what does it mean for your money?

Wednesday, February 22, 2023

MEDICAL EXPENSES are a big worry for retirees—leading many to purchase supplemental insurance. But you need to think carefully about which Medigap policy you buy.What does this insurance get you? Medicare Part B, which covers...

Friday, February 3, 2023

The January jobs numbers just hit and there is nothing but good news to report.  Many market pundits had this incredibly wrong and were on the lighter side of the estimate.  Jerome Powell came out on Wednesday with a 25bps...

Tuesday, January 17, 2023

If you have placed less than 20% down on a conventional home loan for a recent home purchase and continue to pay PMI,  listen to this.  You may be able to follow these steps and remove pesky PMI payments from your mortgage.I...

Friday, January 6, 2023

The employment situation in the USA remains strong and the Federal Reserve will use these numbers as a data point in future rate hike discussions.  Here are some key points from today's report.Key Data Points:The number of...

Thursday, January 5, 2023

The Secure Act 2.0 has just been signed.  We felt it our duty to explore this legilsation that was very simlar to what was provided back over a year ago.  In this blog we are going to discuss some of the key points we feel...

Tuesday, December 27, 2022

As a business owner, we are constantly looking for ways to effectively use the tax code in our favor, whether it be the effective use of business deductions or depreciation on vehicles.  W-2 employees do not have this same ability...

Tuesday, December 13, 2022

In a time of competition and an abundance of financial professionals, it is important to differentiate among the group.  Whether it be a personal relationship, a referral, or a random encounter, it is imperative to understand with...

Friday, December 2, 2022

The news just hit the airwaves and it continues to look good for mainstreet.  Wall Street was coming into this report upbeat expecting Fed policy to finally be represented in the data, however, what was released is contrary to...

Tuesday, November 29, 2022

When you first engage a financial professional, many grow concerned that they will be placed on some kind of a budget.  As an adult, no one wants to be told when and where they can spend their hard earned money.  This is why...

Tuesday, November 22, 2022

Recessions are a common occurrence in the economic cycle. Right now all of the metrics are stating that we are headed towards a recession. The question is not if we are headed towards a recession, it should be more about how deep the...

Monday, November 14, 2022

A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week.The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...

Thursday, April 29, 2021

Choosing a financial planner is not a choice that should be made haphazardly. The planning relationship is no different than having your dentist, mechanic, barber, or any other professional relationship. This kind of relationship is...

Monday, April 19, 2021

As a CERTIFIED FINANCIAL PLANNER™, it is incumbent upon us to be balanced. In this current environment, a much needed tax diversifier is worth a legitimate conversation, and that tax diversifier is the Roth IRA. Many believe...

Tuesday, April 13, 2021

Should I buy term and invest the difference, or should I buy permanent life insurance? The age old question that has industry combatants palavering which is more prudent for all people. I decided to break down some key concepts and...

Friday, January 15, 2021

The personal savings rate in the United States, which is the amount of income left after taxes and household spending, has reached some significant milestones.In April, when much of the country stayed home to avoid the COVID-19...

Tuesday, August 4, 2020

With all of the storm and stress of the year 2020, you’d be forgiven if you momentarily forgot that we’re due for another national election in November. Many states will be selecting governors, representatives, and...