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CPI Came In Hot 🔥—What That Means for Rates, Markets, and You
The latest Consumer Price Index (CPI) numbers are out, and anyone expecting rate cuts in June should take another look. Inflation is running hotter than anticipated, and that shifts expectations for monetary policy, market reactions,...
Read MoreThe American Dream: Insights from My Experience
In the latest episode of my podcast, I, Kevin Thompson, the founder and CEO of 9i Capital Group, discuss the essentials of business ownership. With a wealth of experience and a passion for empowering entrepreneurs, I share invaluable...
Read MoreSocial Security Changes: WEP and GPO in Focus
Recently, I was quoted in Newsweek regarding the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) and the likelihood of their repeal. These provisions are designed to adjust Social Security benefits for...
Read More🚀 A Hawkish Fed Leads to Market Selloff 🚫
The Federal Reserve has lowered rates by another 25 basis points, but inflation remains stubbornly sticky. In his press conference, Jerome Powell compared the current economic landscape to walking into a dark room full of...
Read More⭐ Rhetoric ⚡ Reality ⭐
Now that we know who will be the president for the next four years, it’s time to separate fact from campaign rhetoric and give some context to the realities of what is being promised. While bold ideas and sweeping reforms make for good...
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"Infinite Banking Exposed: Separating Facts from Social Media Fiction"
In a recent episode of the podcast, I investigate the intricate world of infinite banking with financial expert Andy Panko. This episode is a treasure trove of insights for anyone interested in leveraging whole life insurance...
Read MoreFrom Low Rates to High Stakes: The Changing Dynamics of Homeownership
In a recent episode of the 9innings Podcast, we dig into the complexities of the bond market, focusing on the concept of "bond vigilantes," interest rates, and the current state of the housing market. This blog post aims to break down...
Read More9i in the News: Insights and Expertise Featured in Newsweek 🔥 9i in the News 🔥
I’ve had the pleasure of contributing to several Newsweek articles recently, each highlighting critical issues that impact our financial landscape. Here's a round-up of the latest articles where my insights were featured, thanks to the...
Read More🔥 A Positive Turn for Employment: September Jobs Report and What It Means for Markets 🔥
The September 2024 jobs report delivered encouraging news, with total nonfarm payroll employment increasing by 254,000 and the unemployment rate holding steady at 4.1%. This report aligns closely with the Federal Reserve’s dual mandate...
Read More🔥 Fed’s 50bps Rate Cut: What It Means for Your Portfolio 🔥
The Federal Reserve's decision to cut interest rates by 50 basis points has significant implications for individual portfolios, borrowing costs, and the overall market. In this comprehensive blog post, we'll break down the key factors...
Read More🔥 The Most Important Jobs Report of the Year? 🔥
This was billed as the most important jobs report of the year. To be fair, the media does a wonderful job of building every data point up as the most crucial, but there is significance in this report. The jobs numbers came in at 142...
Read MoreIs the Insurance Industry Putting Profits Over Your Best Interests?
Complexities of the Insurance Industry: Insights from Kevin Thompson and David Kinder In a recent podcast episode, I, Kevin Thompson, the founder and CEO of Non Capital Group, and David Kinder, an insurance specialist known as "the...
Read Morethe Insurance Industry's Resistance to Regulation Best Interest: Insights from an IA
In a recent episode of my podcast, I delve into the contentious issue of the insurance industry's lobbying efforts against the Regulation Best Interest (RBI) rule established by the Securities and Exchange Commission (SEC). This...
Read More🔥 Is The Fed Out of Sync? 🔥
The latest Consumer Price Index for All Urban Consumers (CPI-U) report shows a 2.9% increase over the last 12 months, coming in line with expectations. This data highlights a steady economic environment, offering some reassurance...
Read MoreAre We Headed Towards a Recession: A Self-Fulfilling Prophecy
If you watch CNBC, Bloomberg, or any other news outlet, they will tell you about how the yield curve is a predictor of a recession. The inversion of short-term to long-term rates has predicted a number of recessions, and we have been...
Read MoreSignificant Miss Coupled with Monthly Revisions 🔥🔥
The July jobs report reveals a mixed economic picture, with the unemployment rate rising to 4.3% and nonfarm payroll employment edging up by just 114,000, as reported by the U.S. Bureau of Labor Statistics. Key Highlights: Unemployment...
Read MoreUnmasking the World of Financial Influencers: A Comprehensive Guide
In the latest episode of my podcast, I delve into the burgeoning world of financial influencers. With the rise of social media, financial advice is more accessible than ever, but this accessibility comes with its own set of challenges....
Read More🔥🔥 CPI Insights: Markets Rally as Disinflation Trends Emerge, Rate Cuts Likely in 2024 🔥🔥
The latest Consumer Price Index (CPI) data, released by the U.S. Bureau of Labor Statistics, presents intriguing insights for economic analysts and policymakers. The CPI for All Urban Consumers (CPI-U) showed a slight decline of 0.1...
Read More3 Key Investment Themes to Consider....
Traversing the Investment Landscape: Insights from Kevin Thompson of 9i Capital Group LLC Our conversation was particularly timely and crucial for investors looking to make informed decisions as we edge closer to the 2024 election and...
Read MoreShaping the Future of Financial Planning:
As the host of a the 9innings Podcast dedicated to unraveling the complexities of the financial planning industry, I recently had the pleasure of sitting down with Dr. Preston Cherry, a seasoned financial planner, to discuss the...
Read MoreApril CPI Report Shows Cooling Inflation: A Positive Sign for Potential Fed Rate
At 9i Capital Group, we closely monitor economic indicators to inform our investment strategies and forecasts. The latest Consumer Price Index (CPI) report for April 2024 offers promising signs of cooling inflation, which we believe...
Read MoreWhy Americans Are Choosing to Work Longer in Retirement: A Closer Look
In a recent Newsweek article titled "Americans Plan To Work Longer In Retirement," the intricate dynamics behind this evolving trend were illuminated. We were asked our opinions and to provide context as to why this may be occurring...
Read More"A Godilocks Jobs Report?"
In the realm of economic indicators, the April jobs report has been dubbed a "Goldilocks" scenario – not too hot, not too cold, but just right. At 9i Capital Group, we dive into the nuances of this report and explore how the market may...
Read MoreThe Price Tag of Your Information: The Truth Behind Company Incentives
In today's digital age, it's become increasingly common for companies to shower consumers with incentives in exchange for their personal information. From enticing rewards and sweepstakes to enticing gift cards and seemingly harmless...
Read MoreFrom the Ballpark to the Boardroom: Beyond Financial Scandals and Finding True Passion
The Unseen Impact of Financial Scandals Hello, everyone. I'm Kevin Thompson, former baseball player, and your host for today's insightful discussion. I want to extend my heartfelt gratitude to all of you. If you haven't already, please...
Read MoreDeciphering AI Investment: Expert Insights from Spear Invest | 9innings Podcast Recap
Welcome to the latest entry on my blog, where I dive into the fascinating world of artificial intelligence (AI) and its investment potential. I'm Kevin Thompson, founder and CEO of 9i Capital Group, and your host on the 9innings...
Read MoreInflation Is Too High..What Is Next For The Fed?
Today’s release of the Consumer Price Index (CPI) for March 2024 reaffirms the ongoing challenge of inflationary pressures within the U.S. economy. Coupled with a labor market that remains relatively stable, these numbers paint a...
Read MoreDon't Miss Out on Your Tax Refunds: Time is Running Out!
In a recent Newsweek article, we were asked about how some Americans could have tax refunds seized. Are you one of the almost 940,000 taxpayers who have unclaimed refunds for the 2020 tax year? If so, listen up, because time is running...
Read MoreUnraveling the Social Security Safety Net: The Struggle of Seniors Amidst Bureaucratic Woes"
In recent years, Social Security has been under intense scrutiny for its operational inefficiencies and the profound impact they have on seniors' lives. As a Texas senior's $65k Social Security debt was forgiven, it highlighted...
Read More"Optimizing Social Security Benefits: A Lesson in Timing and Spousal Benefits"
I HAD LUNCH RECENTLY with a longtime friend—a 66-year-old retiree. I asked him how he’s generating income since he hasn’t filed for Social Security and doesn’t have a pension. He said that, for now, he’s...
Read MoreThe Uneven Terrain of Growth in the RIA Space: Insights from an Industry Expert
Welcome to my blog, where I delve into the pressing issues facing the financial advisory landscape. In my latest podcast episode, I had the pleasure of hosting Tobias Salinger, a chief correspondent at Financial Planning at Arizent, to...
Read MoreThe Impact of Inflation and How You Stack Up...
Inflation has been a tricky monster as we continue to see slowing CPI (Consumer Price Index) monthly prints. Although it is slowing, it is still increasing ever so slightly in the wrong direction. A decade or so ago, we...
Read More"Shaping the Future: Proposals for Social Security Reform"
The impending insolvency of Social Security and Medicare has prompted various proposals aimed at addressing the issue. It's widely acknowledged that without significant changes, these programs may face financial challenges in the near...
Read More"Decoding the January CPI: Why 9i Capital Group Sees Higher Rates Ahead"
As we step into the new year, the financial landscape continues to evolve, with key indicators such as the Consumer Price Index (CPI) shedding light on economic trends and shaping market expectations. At 9i Capital Group, we closely...
Read MoreWhy the Social Security COLA Might Not Be Enough
Recently, I was quoted in a Newsweek article discussing the concerning state of Social Security COLA (Cost of Living Adjustments). The essence of the matter is clear: the current trajectory of COLA increases might not adequately keep...
Read More“Balancing Act: The Federal Reserve’s Tightrope Through Economic Storms”
Amidst whispers of a 70s-style inflationary specter and the Federal Reserve's delicate dance with interest rates, the economic stage is set for a captivating narrative. How will Jerome Powell land this plane as the storm clouds of an...
Read More“Career Waves: Unraveling Monthly Revisions and How the Fed Dances with Rate Hikes”
As we delve into the latest employment numbers for December, it's essential to consider the potential ramifications of monthly revisions on the Federal Reserve's response. The data not only sheds light on current job market dynamics...
Read MoreNavigating Economic Waters: A Closer Look at November's Job Report
In the intricate dance of economic indicators, the Federal Reserve's dual mandate of maintaining price stability and achieving maximum employment remains a guiding light. As we delve into the numbers of the latest job report released...
Read More"Mastering the Financial Frontier: A Comprehensive Guide to Investing and Beyond"
Welcome, fellow explorers of the financial frontier! In this comprehensive guide, we embark on a journey through the intricacies of investing, market dynamics, and the transformative impact of technology. Whether you're a seasoned...
Read More"CPI Cooling Off: The Fed's Dilemma and Prolonged Rate Hike"
The latest Consumer Price Index for All Urban Consumers (CPI-U) revealed a stagnant October, with a seasonally adjusted zero percent change following a 0.4 percent increase in September. While the 12-month all items index rose by 3.2...
Read MoreAnalyzing the Economic Landscape: Is the Economy Slowing Down?
In the world of finance and economics, every data release is scrutinized for its potential impact on the broader economy. Recently, a particular report has drawn significant attention. 9i Capital suggests that it could signal a...
Read More"Navigating the Tempest of Risk Aversion in Investment"
In the fast-paced world of investment, where markets fluctuate, opportunities arise, and risks loom, understanding the intricate dance of risk aversion is essential. Most of us, as humans, are naturally averse to losses. It's a...
Read More"Navigating the Complex Landscape of the September Jobs Report"
As we dissect the latest employment figures from the U.S. Bureau of Labor Statistics, it's evident that the economic picture remains dynamic, with both encouraging and concerning aspects. The report for September 2023 paints a mixed...
Read MoreThe Fed Stands Pat....
The Federal Open Market Committee (FOMC) has recently issued a statement regarding the current state of the U.S. economy and its future monetary policy decisions. 9i Capital Group LLC, a registered investment advisor, has closely...
Read MoreCPI Rising but In-Line with Estimates..Will The Fed Pivot?
In August 2023, the Consumer Price Index for All Urban Consumers (CPI-U) in the United States increased by 0.6 percent, following a 0.2 percent increase in July. Over the past year, the overall price index rose by 3.7 percent without...
Read More"August 2023 U.S. Employment Report: Insights into Job Market Trends"
The U.S. Bureau of Labor Statistics has released its latest report on employment in the country for August 2023. This report provides insights into the state of the job market, including changes in nonfarm payroll employment, the...
Read MoreUnraveling the Intricacies of Retirement Planning: A Conversation with Jonathan Clements
The Humble Dollar Blog: A Beacon for Retirement Planning Jonathan Clements, the brain behind The Humble Dollar blog, has been instrumental in guiding many towards a secure retirement. Our conversation began with an exploration of the...
Read More📊 July Job Report: Mixed Growth 📈
"US job market in July: Nonfarm payrolls up by 187K, steady 3.5% unemployment. Health care & finance thrive, pro services face challenges. Avg. hourly earnings rise 0.4%. Details in our review. "
Read MoreCharted Waters: Exploring The Ripple Effects of a U.S. Debt Downgrade
"Article delves into US debt downgrade aftermath: higher borrowing costs, market turbulence, global confidence impact, & geopolitical consequences. Insights on history, market reactions, and proactive measures for a resilient future."
Read MoreHOME EQUITY, IS IT TIME TO TAP-IN?
Interest rates are continually rising, and the prices of homes have risen over the past years. This is giving rise to some significant advantages for those who are homeowners because rising home values begat higher equity values....
Read More"May Employment Report: Job Gains and Rising Unemployment Rates
The latest report from the U.S. Bureau of Labor Statistics reveals that total nonfarm payroll employment increased by 339,000 in May, while the unemployment rate rose by 0.3 percentage points to 3.7 percent. The sectors that...
Read More"Unlocking the Hidden Potential of HSA Account. Your Guide to Maximizing Health and Wealth"
IT’S BEEN CALLED the stealth IRA. We’re talking here about health savings accounts, which offer a triple tax play. First, contributions are tax-deductible. Second, the accounts grow tax-deferred. Third, if the money is used...
Read More"April Showers," Will The Fed Really Land This Plane?
The U.S. Bureau of Labor Statistics reported on May 5th, 2023, that the total nonfarm payroll employment increased by 253,000 in April, indicating a slower gain than the previous six months' average. The unemployment rate remained...
Read More"Protesting Property Value Increases: A Step-by-Step Guide to Protesting Your Taxes"
If you're a homeowner, you may have recently received a blue letter in the mail - the 2023 property value notice from your appraisal district. Unfortunately, many of us have seen a sharp increase in our taxes due to rising real estate...
Read MoreShould We Fear A Recession?
Economic growth is continuing to slow while inflation remains stubbornly high. This cocktail of economic morass is beginning to take its toll on the financial industry as we see banks feeling the brunt of rapidly rising rates...
Read MoreThe Latest Social Security Predictions
Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...
Read MoreConsumer Price Index Comes In Cooler..But Is It Cool Enough?
The consumer price index rose .1% in March on a seasonal adjusted basis after increasing .4% in February according to the US Bureau of Labor Statistics. This is a sign of good news as lower month over month numbers, pretend a...
Read MoreA Ho-Hum Jobs Report On Good Friday.....
Total nonfarm payroll employment rose by 236,000 in March, and the unemployment rate changed little at 3.5 percent, the U.S. Bureau of Labor Statistics reported today. Employment continued to trend up in leisure and hospitality,...
Read MoreInterest Rate Volatility, Rising Rates, and Economic Slowdown: Insights from Nancy Davis
In our podcast Talking Volatility and Inflation with Nancy Davis CIO of Quadratic Capital Management , founder Nancy Davis of Quadratic Capital Management discussed the impact of interest rate volatility, rising rates,...
Read MoreFebruary Jobs Report..Any Respite For The Weary?
The Bureau of Labor Statistics just announced the February jobs data. As we all know, the information is critical to the Feds direction in regard to interest rates and economic activity. So what did we learn...
Read MoreWhat A 4% 10-Year Yield Means To Your Portfolio!
Rising rates are impacting the overall economy and many are now seeing the decline in their savings and access to capital. With yields now over 4%, how does that impact markets moving forward, and what does it mean for your money?
Read MoreMedigap Plan G Is The Choice If You Can Afford It
MEDICAL EXPENSES are a big worry for retirees—leading many to purchase supplemental insurance. But you need to think carefully about which Medigap policy you buy.What does this insurance get you? Medicare Part B, which covers...
Read MoreWhy The Fed May Not Like January Jobs Data
The January jobs numbers just hit and there is nothing but good news to report. Many market pundits had this incredibly wrong and were on the lighter side of the estimate. Jerome Powell came out on Wednesday with a 25bps...
Read MorePAY PMI NO MORE!! (Steps To Remove PMI)
If you have placed less than 20% down on a conventional home loan for a recent home purchase and continue to pay PMI, listen to this. You may be able to follow these steps and remove pesky PMI payments from your mortgage.I...
Read MoreLabor Market Data (Snapshot)
The employment situation in the USA remains strong and the Federal Reserve will use these numbers as a data point in future rate hike discussions. Here are some key points from today's report.Key Data Points:The number of...
Read MoreWhat You Need To Know About Secure Act 2.0
The Secure Act 2.0 has just been signed. We felt it our duty to explore this legilsation that was very simlar to what was provided back over a year ago. In this blog we are going to discuss some of the key points we feel...
Read MoreYear-End Tax Ideas You May Consider
As a business owner, we are constantly looking for ways to effectively use the tax code in our favor, whether it be the effective use of business deductions or depreciation on vehicles. W-2 employees do not have this same ability...
Read More5 QUESTIONS TO ASK YOUR FINANCIAL ADVISOR
In a time of competition and an abundance of financial professionals, it is important to differentiate among the group. Whether it be a personal relationship, a referral, or a random encounter, it is imperative to understand with...
Read MoreNovember Jobs Report Review
The news just hit the airwaves and it continues to look good for mainstreet. Wall Street was coming into this report upbeat expecting Fed policy to finally be represented in the data, however, what was released is contrary to...
Read MoreBudgeting versus Saving? Which Is More Important?
When you first engage a financial professional, many grow concerned that they will be placed on some kind of a budget. As an adult, no one wants to be told when and where they can spend their hard earned money. This is why...
Read More5 Things You Need To Know If We Are Headed Toward Recession
Recessions are a common occurrence in the economic cycle. Right now all of the metrics are stating that we are headed towards a recession. The question is not if we are headed towards a recession, it should be more about how deep the...
Read MoreWeekly Market Insights: Cooling Inflation Brings Market Gains
A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week.The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...
Read More5 Questions To Ask Your Financial Planner?
Choosing a financial planner is not a choice that should be made haphazardly. The planning relationship is no different than having your dentist, mechanic, barber, or any other professional relationship. This kind of relationship is...
Read MoreWhy You Should Consider A Roth IRA!
As a CERTIFIED FINANCIAL PLANNER™, it is incumbent upon us to be balanced. In this current environment, a much needed tax diversifier is worth a legitimate conversation, and that tax diversifier is the Roth IRA. Many believe...
Read MoreTerm versus Whole Life Insurance, which is Right For You?
Should I buy term and invest the difference, or should I buy permanent life insurance? The age old question that has industry combatants palavering which is more prudent for all people. I decided to break down some key concepts and...
Read MorePersonal Savings Rate
The personal savings rate in the United States, which is the amount of income left after taxes and household spending, has reached some significant milestones.In April, when much of the country stayed home to avoid the COVID-19...
Read MoreWill Political Changes Affect the Economy?
With all of the storm and stress of the year 2020, you’d be forgiven if you momentarily forgot that we’re due for another national election in November. Many states will be selecting governors, representatives, and...
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