February Jobs Report..Any Respite For The Weary?
The Bureau of Labor Statistics just announced the February jobs data. As we all know, the information is critical to the Feds direction in regard to interest rates and economic activity. So what did we learn...Read More
What A 4% 10-Year Yield Means To Your Portfolio!
Rising rates are impacting the overall economy and many are now seeing the decline in their savings and access to capital. With yields now over 4%, how does that impact markets moving forward, and what does it mean for your money?Read More
Medigap Plan G Is The Choice If You Can Afford It
MEDICAL EXPENSES are a big worry for retirees—leading many to purchase supplemental insurance. But you need to think carefully about which Medigap policy you buy.What does this insurance get you? Medicare Part B, which covers...Read More
Why The Fed May Not Like January Jobs Data
The January jobs numbers just hit and there is nothing but good news to report. Many market pundits had this incredibly wrong and were on the lighter side of the estimate. Jerome Powell came out on Wednesday with a 25bps...Read More
PAY PMI NO MORE!! (Steps To Remove PMI)
If you have placed less than 20% down on a conventional home loan for a recent home purchase and continue to pay PMI, listen to this. You may be able to follow these steps and remove pesky PMI payments from your mortgage.I...Read More
Labor Market Data (Snapshot)
The employment situation in the USA remains strong and the Federal Reserve will use these numbers as a data point in future rate hike discussions. Here are some key points from today's report.Key Data Points:The number of...Read More
What You Need To Know About Secure Act 2.0
The Secure Act 2.0 has just been signed. We felt it our duty to explore this legilsation that was very simlar to what was provided back over a year ago. In this blog we are going to discuss some of the key points we feel...Read More
Year-End Tax Ideas You May Consider
As a business owner, we are constantly looking for ways to effectively use the tax code in our favor, whether it be the effective use of business deductions or depreciation on vehicles. W-2 employees do not have this same ability...Read More
5 QUESTIONS TO ASK YOUR FINANCIAL ADVISOR
In a time of competition and an abundance of financial professionals, it is important to differentiate among the group. Whether it be a personal relationship, a referral, or a random encounter, it is imperative to understand with...Read More
November Jobs Report Review
The news just hit the airwaves and it continues to look good for mainstreet. Wall Street was coming into this report upbeat expecting Fed policy to finally be represented in the data, however, what was released is contrary to...Read More
Budgeting versus Saving? Which Is More Important?
When you first engage a financial professional, many grow concerned that they will be placed on some kind of a budget. As an adult, no one wants to be told when and where they can spend their hard earned money. This is why...Read More
5 Things You Need To Know If We Are Headed Toward Recession
Recessions are a common occurrence in the economic cycle. Right now all of the metrics are stating that we are headed towards a recession. The question is not if we are headed towards a recession, it should be more about how deep the...Read More
Weekly Market Insights: Cooling Inflation Brings Market Gains
A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week.The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...Read More
5 Questions To Ask Your Financial Planner?
Choosing a financial planner is not a choice that should be made haphazardly. The planning relationship is no different than having your dentist, mechanic, barber, or any other professional relationship. This kind of relationship is...Read More
Why You Should Consider A Roth IRA!
As a CERTIFIED FINANCIAL PLANNER™, it is incumbent upon us to be balanced. In this current environment, a much needed tax diversifier is worth a legitimate conversation, and that tax diversifier is the Roth IRA. Many believe...Read More
Term versus Whole Life Insurance, which is Right For You?
Should I buy term and invest the difference, or should I buy permanent life insurance? The age old question that has industry combatants palavering which is more prudent for all people. I decided to break down some key concepts and...Read More
Personal Savings Rate
The personal savings rate in the United States, which is the amount of income left after taxes and household spending, has reached some significant milestones.In April, when much of the country stayed home to avoid the COVID-19...Read More
Will Political Changes Affect the Economy?
With all of the storm and stress of the year 2020, you’d be forgiven if you momentarily forgot that we’re due for another national election in November. Many states will be selecting governors, representatives, and...Read More